Restrictions on loan-to-value ratios (LVRs) are temporary limits on banks to reduce the amount of low-deposit mortgage lending. Prudent lending standards are important for the long-term health of the banking system and the economy. The Reserve Bank dropped the LVRs in May 2020 for a year to ensure banks could go ahead with the mortgage…
拜登政府的对外政策与特朗普政府相比，在经贸、外交和安全政策上都更强调盟友、规则和价值观因素，并且将解决国内问题、重塑美国声誉和实力作为对华政策的基石。拜登曾担任特拉华州联邦参议员长达36年，并两度担任参议院外交委员会主席，2009年任职奥巴马政府副总统，可谓是职业政客。1979年中美建交，拜登随美国参议员代表团访华，支持一个中国政策，支持给中国贸易最惠国待遇。 他于2011年和2013年两度访华，并在期间表示“一个崛起的中国对美国和整个世界都具有积极意义”，称中国不是美国的竞争对手。 今年10月25日，拜登在《60分钟》节目中明确了他对中国的定位。他认为俄罗斯是美国当前最大的威胁，中国是“最大的竞争对手”。 在中美经贸关系方面，拜登认为要解决产业补贴、知识产权、遵守国际贸易规则等结构性问题，他不赞同特朗普政府以加征关税的方式予以应对。节目中，拜登称若他当选总统，他将运用现有贸易法律应对中国贸易政策，并加强与盟友合作，寻求多边方式解决问题 。 从内部来看，拜登提出美国应首先解决自身存在的问题。应加大对科研、尖端基础设施的投入，培养现代劳动力。他还承诺增加4000亿美元联邦采购支出用于购买美国制造的产品，强化“买美国货”政策，促进钢铁、新能源汽车等行业发展，并降低关键医疗产品对外依赖。 相较于特朗普政府，拜登政府对华政策会更为强调价值观和同盟体系的因素，并且不会全面否定对华接触政策。 拜登竞选期间的外交政策顾问布林肯称：拜登政府的首要任务是要从特朗普政府弱化美国同盟关系、破坏美国价值观的“战略赤字”中恢复，他同时说美国要与中国彻底“脱钩”不切实际并且会适得其反。美国必须要优先重塑美国形象和国内实力以此与中国展开竞争，但同时也会在符合美国利益的情况下与中国寻求合作。 在中美安全竞争上，拜登提出要增加美国在西太平洋的军事存在，向美国地区盟友重申安全承诺。 老墨儿点评： 拜登是一个有着将近50年资历老政客，相比商人出身的素人总统特朗普，他肯定更懂政治。竞选的时候，拜登支持提高富人和大企业税收，降低中产阶层和中小企业的税费。从选票来看，这一大招收割了大量中产阶级的选票。 中美关系很可能从对抗转为更加温和的竞争，拜登宣扬建立一个“慷慨而强大、无私而谦逊”的美国。对于过去几年日趋紧张的中美关系来说一定程度上是个缓和，但是美国的国际霸权和中美的竞争关系是不会变的。 *以上内容部分来自参考消息和网络 扫码阅览十一月MARS地产杂志《Property Release》 MARS高端地产项目推荐 获取更多地产资讯，请登录 MARS官网：https://marsrealty.co.nz ThePoint官网：https://thepoint.co.nz Facebook：https://www.facebook.com/marsrealty.co.nz
More houses sold in Auckland during the first seven months than in the same period last year, despite the coronavirus lockdown and its effects on the economy. The residential property market was recovering more quickly than had been expected when the country was under level 4 lockdown in March and April. Auckland had already made up lost ground, and…
This – here is a recent Market Commentary on home loan rates, this one from ASB. https://www.asb.co.nz/content/dam/asb/documents/reports/home-loan-rate-report/home-loan-rate-report-August-2020.pdf In Summary, the Reserve Bank lowered the OCR in Sept/Oct 2019 by a surprising 0.5% at the time and this, plus further lowering of the OCR signalled since by the RB to likely negative wholesale interest rates within…
Analysis of New Zealand’s housing stock by OneRoof and its data partner Valocity has identified the regions and suburbs with the biggest share of homes built since 2010. House buyers looking to snap up a new-build townhouse or apartment in New Zealand are likely to have better success on the fringes of Christchurch and Auckland…
It is clear from reading overseas news that NZ is doing far better than most countries in the world still struggling with the Covid-19 virus. Our country, being an island surrounded by sea has acted as a moat for us and as we are able to control our borders, unlike many other countries in the…
The property market appears to be performing better than expected with “doom and gloom” merchants vocal during Covid Lockdown becoming very quiet lately. However, it is very early days since Level 1 commenced and certainly lots of Covid volatility overseas shows the first battle may be won here in NZ but the war still rages.…
“Act now to avoid Covid wealth gap” was the headline that grabbed my attention this week. The following article Janine Starks, a financial commentator is both intelligent and controversial but the truth rings out to me – many Kiwi investors are risk adverse to the point of being overly cautious but Karen clearly feels (and…
Time make it inevitable that in every profession, young men replace the old, new blood replace the aged, and fresh takes over the mature. On 10th June, Real Estate Authority (REA) welcomes a new Chief Executive. Belinda Moffat was appointed to be the permanent Chief Executive who replaced Kevin Lampen-Smith who left REA in May.…
Today I want to highlight Tony Alexander – Anyone else enjoy the breath of fresh air Tony Alexander has been offering when he shares his economic predictions for NZ? (Tony Alexander) Tony is a well-respected NZ economist and, if you haven’t already, I recommend checking out his latest economic update. Tony’s view is there is…