These are volatile times and dramatic times due to the advent of Covid-19 and mortgage interest rates are not exempt from

This – here is a recent Market Commentary on home loan rates, this one from ASB. https://www.asb.co.nz/content/dam/asb/documents/reports/home-loan-rate-report/home-loan-rate-report-August-2020.pdf In Summary, the Reserve Bank lowered the OCR in Sept/Oct 2019 by a surprising 0.5% at the time and this, plus further lowering of the OCR signalled since by the RB to likely negative wholesale interest rates within…